You know that poor lifestyle choices today can affect your health tomorrow. But according to research published in the Proceedings of the National Academy of Sciences, there’s another surprising predictor of future illness: your financial health. Scientists looked at the health records of 1,000 people from birth to midlife and found a strong connection between a low credit score and poor heart health. The result: the same factors that can lead to financial woes can also bring health woes. People who didn’t manage their financial health well didn’t manage their physical health either. Conversely, people with higher credit scores had healthier hearts, the researchers reported. Your credit score is important because it’s accessed when you want to open a credit card, get a mortgage, rent a home or buy or lease a new car, so this rating matters. Key attributes that predict both better financial status and better health are financial literacy, self-control, planning and perseverance — and it’s never too late to learn them. One of the most surprising findings in the study was that 20 percent of the money-health link stemmed from behaviors and skills the study participants showed from the time they were young children. So if you have kids, it’s never too soon to teach them about savings and making smart money and health decisions. More information To better understand your…  read on >

Happiness is not determined by the size of one’s paycheck, but a new survey suggests that wealth — or lack of it — does influence how people measure their happiness. “Different positive emotions — like awe, love, pride, compassion — are core parts of happiness, and we found that rich and poor differ in the kinds of positive emotions they experience in their daily lives,” said study author Paul Piff. He is an assistant professor of psychology and social behavior at the University of California, Irvine. “Individuals with higher incomes tend to experience positive emotions that are focused on themselves, like pride and contentment,” Piff explained. In contrast, “those with lower incomes are more likely to experience positive emotions toward others, like love and compassion,” he noted. To explore the subject, Piff and his colleague Jake Moskowitz conducted a national survey of just over 1,500 American men and women, ranging in age from 24 to 93. About three-quarters of the participants were white. The poll sought information on household income, as well as how respondents arrived at feeling seven specific types of positive emotions. Those included amusement, awe, compassion, contentment, enthusiasm, love and pride. In the end, the investigators determined that while all the respondents experienced all of the emotions to one degree or another, richer people tended to derive their happiness more on the…  read on >

Raising one particular tax just might have a public health benefit. The tax in question? States’ alcohol excise tax. In the United States, those taxes have not kept pace with inflation, which could limit their public health benefits, researchers report. In inflation-adjusted dollars, the average state alcohol excise tax has fallen by 30 percent for beer, 27 percent for wine and 32 percent for spirits since 1991, the new study found. The average state excise tax on alcohol is 3 cents for a 12-ounce beer, 3 cents for a 5-ounce glass of wine, and 5 cents for a typical shot of liquor, according to the report published in the January issue of the Journal of Studies on Alcohol and Drugs. Raising those taxes not only could help states raise more revenue, but also might improve alcohol-related public health issues and costs related to excessive drinking, the researchers suggested. Excise taxes are applied to beer sales in all 50 states, and on wine and spirits in most states. “The most important finding here is that alcohol excise taxes are incredibly low,” the study’s lead author, Dr. Timothy Naimi, said in a journal news release. He’s an alcohol epidemiologist at Boston Medical Center and an associate professor at the Boston University School of Medicine. “In several states, the price is so low that it rounds to zero…  read on >